TIP: Pay MCST fee with cashback/miles reward

Published on October 26, 2025

For years, I used PayNow because the MCST letter says so. It’s not convenient, and there’s zero cashback or miles.

Sometimes, we are fixated on a method, and keep using out of habit, putting ourselves in a silly disadvantage.

Today, I checked alternatives:

  • iCondo app – charges ~2.4%. That’s crazy. Skip it.
  • AXS (station or online) – lets you pay by credit card with a flat $0.50 fee.

So just use AXS.

A 50-cent is peanuts for a big MCST bill.

What I do now

  1. Go to AXS (app/web).
  2. Pay Bill > Condo/Bldg (MCST)
  3. Enter your MCST number (usually 4 digits) > your block & unit number
  4. Pay with a rewards credit card. Fee is $0.50, done.

A hurdle I had was try trying to select debit card for my best CRO Card. But selecting debit card didn’t work on AXS without any hint on the error.. so I select credit card instead, and it works!

AXS is much easier than PayNow.

Just a property life hack to share.