Best Credit Cards

Jupiter Global Card ⭐

4% cashback, no staking required. Capped at $100 (USD) a month, which means $2,500 a month of useful spend. It’s a debit card on Visa rails. You top up with USDC, it becomes a USD balance, then you spend like normal. Works with Apple Wallet.

For Singapore: there’s a 1% FX fee on SGD transactions, so effective cashback is 3%. Still very good.

1. Download Jupiter Mobile: iOS, Android
2. During onboarding, enter my Jupiter app referral code: 583xgty19ivj
3. Apply for Jupiter Global card, then enter my Jupiter Global card referral code: 3PX64G3Y
4. After approval, spend $1,000 within 30 days to get the $100 bonus

Read more in my full write-up.

Crypto.com Metal Card

I hold a Jade steel card, which gives a 2% rebate in the form of CRO, their crypto token. However, you need to stake (lock up) certain amount for at least 6 months. There are other benefits too, like free Spotify & Netflix for 6 months and Priority Pass.

Also: It is a debit card with no annual fee.

Sign up with my referral code f8276tkt8y to get $25 USD.

American Express (Amex)

• 1.5% cashback for online/paywave/retail
  • Eligible for cashback when you topup Grab!
• No minimum spending
• No cap

Sign up and enter my referral code UAZ2 to get $50 CapitaVouchers.