Best Credit Cards


Crypto.com Metal Card

I hold a Jade steel card, which gives a 2% rebate in the form of CRO, their crypto token. However, you need to stake (lock up) certain amount for at least 6 months. There are other benefits too, like free Spotify & Netflix for 6 months and Priority Pass.

Also: It is a debit card with no annual fee.

Sign up with my referral code f8276tkt8y to get $25 USD.

American Express (Amex)

  • 1.5% cashback for online/paywave/retail
    • Eligible for cashback when you topup Grab!
  • No minimum spending
  • No cap

Sign up and enter my referral code UAZ2 to get $50 CapitaVouchers.

Standard Chartered Smart Card

  • No annual fee forever!
  • 6% cashback for:
    • Netflix, Spotify, YouTube, Disney+
    • McDonald, KFC, Subway, Burger King, Ya Kun, Toast Box, Fun Toast
    • BUS/MRT via SimplyGo
  • Free 3 months Disney+

Sign up with my referral link to get $100 cashback (new customer only).