Best Credit Cards


American Express (Amex)

  • 1.5% cashback for online/paywave/retail
  • No minimum spending
  • No cap
  • Including Grab topup!

Sign up and enter my referral code UAZ2 to get $50 CapitaVouchers.

Standard Chartered Spree

  • 2% cashback for online/paywave
  • No minimum spending
  • Cap at $60 cashback = max $3,000 spending

Sign up with my referral link to get $100 cashback.

DBS Live Fresh

  • 5% cashback for online and Visa paywave (upsized to 10% during promo)
  • Minimum spending $600
  • Cap at $60 cashback ($20 online, $20 paywave, $20 retail)

Hence, spend $600-$1200 per month online or using Visa paywave.

SPECIAL PROMO when apply between 1 February to 31 March 2018: The first 6 months enjoy upsized 10% cashback (instead of 5%).

Sign up and Terms.