Best Credit Cards

American Express (Amex)

• 1.5% cashback for online/paywave/retail
  • Eligible for cashback when you topup Grab!
• No minimum spending
• No cap

Sign up and enter my referral code UAZ2 to get $50 CapitaVouchers.

Standard Chartered Spree

• 2% cashback for online/paywave
• No minimum spending
• Cap at $60 cashback = max $3,000 spending

Sign up with my referral link to get $100 cashback (new customer only).

Standard Chartered Smart Card

• No annual fee forever!
• 6% cashback for:
  • Netflix, Spotify, YouTube, Disney+
  • McDonald, KFC, Subway, Burger King, Ya Kun, Toast Box, Fun Toast
  • BUS/MRT via SimplyGo
• Free 3 months Disney+

Sign up with my referral link to get $100 cashback (new customer only).

Crypto.com Metal Card

I hold a Ruby Steel card, which gives a 2% rebate. It is a debit card, which I can topup with Grab debit card, which in turn is topup by Amex, therefore giving another 1.5% from Amex.

However, Crypto.com have revised their terms, and it will be dropped to 1% from Jun 2022. Still not bad, if you use Spotify, which they give 100% rebate, for now.

Sign up with my referral code f8276tkt8y to get $25 USD.