4% cashback, no staking: the best credit card right now

Published on March 28, 2026

I work at Jupiter. So yes, I’m biased. But I’ve been using Jupiter for 3 years, way before I joined them.

I’m comfortable recommending our credit card to my friends. And yes, I get rewarded for referring you 😉

If you want the best crypto card cashback today, and also a practical replacement for my Crypto.com card, Jupiter Global is it.

Starter (without any requirements or staking) gives 4% cashback capped at $100 (USD) a month, which means $2,500 a month of useful spend.

It’s technically a debit card on Visa. You top up with USDC, it becomes a USD balance, then you spend like normal. Apple Wallet works for me on iPhone and Watch.

Do this in order:

  1. Download Jupiter Mobile: iOS, Android
  2. During onboarding, enter my Jupiter app referral code: 583xgty19ivj
  3. Apply for Jupiter Global card, then enter my Jupiter Global card referral code: 3PX64G3Y
  4. After approval, spend $1,000 within 30 days so you get the $100 bonus 🎁

One reality check for Singapore: if you spend in SGD, there’s a 1% FX conversion. fee on the VISA card. So your 4% is more like 3%. Still very good.

Why 2 referral codes? One is for the main Jupiter app signup (for trading crypto tokens). The other is for the Jupiter Global card program inside the app.